Characteristics
Using Merchant e-Solutions you can pay both by credit card and ACH.
While credit card payments via MeS are available in all currencies (USD and non-USD), ACH payments can be submitted only in USD.
How to Set up MeS
- Go to Settings > Payments/Credits > MeS section.
- Click SET UP.
- Populate the Gateway URL:
- Production - https://api.merchante-solutions.com/mes-api/tridentApi
- Developer / Test - https://cert.merchante-solutions.com/mes-api/tridentApi a
You can use an MeS Test Gateway with your provided credentials. It is useful to safely simulate payments via YayPay without processing any actual payment transactions.
- Populate the rest of the mandatory fields obtained from the payment provider.
- Click SAVE.
How to Connect to MeS
Once you set up the MeS payment service provider, you can connect to it on the Integrations page: go to Settings > Payments/Credits and find MeS in the PSPs list.
Click "CONNECT".
After this, the "DISCONNECT" button appears, which can be used to disconnect MeS.
Inform Merchant e-Solutions Rep on the Subdomain(s) to Whitelist
After you have set up YayPay to connect to the MeS payment service provider, you also need to inform your MeS Representative to whitelist the appropriate subdomains.
This Subdomain is configured on your Business Settings page. Each Subsidiary set up as its own YayPay instance can have its own Subdomain set. Refer to https://yaypay.helpjuice.com/en_US/payments/adding-a-subdomain for guidance on how to set up the Subdomain. You should notify your customers after adding this subdomain as their previous statement links will change.
Ability to Work along with Other PSPs
Being a primary payment service provider, MeS can be connected along with any of the secondary PSPs.
For detailed description of how MeS works when connected simultaneously with other PSP, see the links below:
1) MeS + NMI:https://yaypay.helpjuice.com/en_US/payments/955336-nmi-payments-and-integration
2) MeS + GoCardless: https://yaypay.helpjuice.com/en_US/payments/gocardless-integration
3) MeS + Flywire: https://yaypay.helpjuice.com/en_US/payments/951427-flywire-payments
Error Codes
MeS Transaction Error Codes
101 Invalid ID or Key
102 Incomplete Request
103 Invoice Number Length Error
104 Reference Number Length Error
105 AVS Address Length Error
106 AVS Zip Length Error
107 Merchant Name Length Error
108 Merchant City Length Error
109 Merchant State Length Error
110 Merchant Zip Length Error
111 Merchant Category Code Length Error
112 Merchant Phone Length Error
113 Reference Number Must Be Numeric
114 Missing Card Holder Account Data
115 Invalid Card Number
116 Credits Not Allowed
117 Card Type Not Accepted
118 Currency Type Not Accepted
119 Retry ID length error Must be 16 characters or less
120 An invoice number is required for a 3D enrollment check
121 MOTO/e-Commerce indicator length error
122 Non-USD offline transactions are not supported
123 Client Reference Number length error
127 Invalid Level III Line Item Detail
128 Invalid Level III Merchant T ax ID
129 Invalid Level III Customer Tax ID
130 Invalid Level III Summary Commodity Code
131 Invalid Level III Ship to Zip
132 Invalid Level III Ship from Zip
133 Invalid Level III Destination Country Code
134 Invalid Level III VAT Invoice Number
135 Invalid Level III Alternate Tax Indicator
136 Transaction type does not support Level III data
137 Invalid Level III Discount Amount
138 Invalid Level III Duty Amount
139 Invalid Level III Order Date
140 Invalid Level III VAT Amount
141 Invalid Level III VAT Rate
142 Invalid Level III Alternate Tax Amount
143 Invalid Level III Line Item Count
144 Invalid Level III Card Type
168 Invalid Industry Code
201 Invalid Transaction ID
202 Invalid Transaction Amount
203 Void Failed
204 Transaction Already Settled
205 Transaction Already Voided
206 Transaction Already refunded
207 Refund failed
208 Failed to receive a response from auth host
209 Invalid tax amount
210 AVS result is declined by user
211 CVV2 result is declined by user
212 Refund amount must be between zero and the original amount
213 Only sale transactions can be refunded
214 Only one type of card data allowed per request
215 Invalid Card ID
216 Failed to load card data, retry request
217 Failed to store card data, retry request
218 Card ID parameter cannot be included in this type of transaction
219 Offline transactions require an authorization code
220 Failed to delete card data, retry request
221 Invalid Card ID
222 Card ID required
223 Retry Request ID
229 Failed to find currency code for the requested country code
230 Failed to post transaction the FX service
231 FX amount in base currency is required
232 FX transactions not accepted for this account
233 Request currency code must match FX rate currency code
234 Pin debit transactions require track 2 swipe data
235 Invalid pin debit transaction type
236 Non-USD pin debit transactions are not supported
237 Batch Close Failed
238 Quit Duplicate Batch
239 Invalid retry id
240 Failed to load declined auth data
999 Internal Error (review your Profile ID to make sure no characters are missing - it should be 20 characters long)
DeleteMeS Declined Payment Codes
001 |
Refer to card issuer |
|
002 |
Refer to card issuer, special condition |
|
003 |
Invalid merchant |
|
004 |
Pick up card (no fraud) |
Refer to card issuer |
005 |
Do not honor |
|
006 |
Error |
-- |
007 |
Pick up card, special condition (fraud account) |
Invalid merchant |
008 |
-- |
Capture card |
010 |
Partial approval |
Do not honor |
011 |
Approved (V.I.P.) |
-- |
012 |
Invalid transaction |
-- |
013 |
Invalid amount or currency conversion field overflow |
Honor with ID |
014 |
Invalid account number (no such number) |
Partial approval |
015 |
No such issuer |
-- |
019 |
Re-enter transaction |
Invalid transaction |
021 |
No action taken |
Invalid amount |
025 |
Unable to locate record in file |
Invalid card number |
028 |
File temporarily not available for update or inquiry |
Invalid issuer |
030 |
-- |
-- |
039 |
No credit account |
-- |
041 |
Lost card, pick up (fraud account) |
-- |
043 |
Stolen card, pick up (fraud account) |
-- |
051 |
Not sufficient funds |
Format error (Verification only) Transaction type not supported by issuer |
052 |
No checking account |
-- |
053 |
No savings account |
Lost card |
054 |
Expired card of expiration date is missing |
Stolen card |
055 |
Incorrect PIN or PIN missing |
Insufficient funds / over credit limit |
057 |
Transaction not permitted to cardholder |
-- |
058 |
-- |
-- |
059 |
Suspected fraud |
Expired card |
061 |
Exceeds approval amount limit |
Invalid PIN |
062 |
Restricted card (card invalid in this region or country) |
Transaction not permitted to issuer / cardholder (Verification only) Transaction type not supported by issuer |
063 |
Security violation (source is not correct issuer) |
Transaction not permitted to acquirer / terminal |
064 |
Transaction does not fulfill AML requirement |
-- |
065 |
Exceeds withdrawal frequency limit |
Exceeds withdrawal amount limit |
068 |
-- |
Restricted card |
070 |
-- |
Security violation |
071 |
-- |
-- |
075 |
Allowable number of PIN tries exceeded |
Exceeds withdrawal count limit |
076 |
Unsolicited reversal |
Response received late |
077 |
-- |
Contact card issuer |
078 |
-- |
PIN not changed |
079 |
Already reversed (by Switch) |
Allowable number of PIN tries exceeded |
080 |
No financial impact |
Invalid / nonexistent “To Account” specified |
081 |
Cyptographic error found in PIN |
Invalid / nonexistent “From Account” specified |
082 |
Negative CAM, dCVV, iCVV, or CVV results |
Invalid / nonexistent account specified (general) |
084 |
-- |
-- |
085 |
No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return |
-- |
086 |
Cannot verify PIN; for example, no PVV |
Domestic debit transaction not allowed (regional use only) |
087 |
-- |
-- |
088 |
-- |
Invalid authorization life cycle |
089 |
Ineligible to receive financial position information |
Not declined Valid for all zero amount transactions |
091 |
Issuer or switch inoperative and STIP not applicable or not available for this transaction; Time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable. |
PIN validation not possible |
092 |
Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid) |
Purchase amount only, no cashback allowed |
093 |
Transaction cannot be completed – violation of law |
Cryptographic failure |
094 |
-- |
Unacceptable PIN – transaction declined – retry |
096 |
-- |
Authorization system or issuer system inoperative |
